Setting Your Car Accident Claim People who were involved in minor car accidents frequently believe they can manage their accident injury claim on their own. While in some cases this might be the
case, it's almost always a better idea to work
with a qualified injury lawyer to make sure you receive the money you are entitled to.
Without a lawyer, a claim can occasionally be resolved.
When
When an accident is relatively minor, like a slow-speed rear-end
collision at a stop sign, you might be able to resolve your claim on your
own. If the other driver has admitted fault,
you haven't missed a lot of time at work, and
your injuries are minor, you can probably reach a settlement with
the insurance company without hiring an attorney. But before
you get started, you should
be aware of the following:.
The window for filing a lawsuit after an accident
The window for filing a lawsuit after an accident is only two years,
so don't accept delays from insurance companies. It's generally a good idea to get in touch with an accident attorney if the insurance company starts to
deny your claim or is holding up the settlement of your claim.
Before approaching an insurance
adjuster about a settlement,
be ready. Ensure that all of your paperwork is organized before you call. This entails getting copies of all medical bills, a statement from your employer
regarding lost wages, information from any witnesses to the accident, and a copy of the police report.
Avoid letting the insurance company trick you
into providing a recorded statement when you receive a
request for a statement. A recorded statement is not required in the majority of situations. The only exception would be for an uninsured or
underinsured driver, but you should discuss this statement with a
lawyer to avoid jeopardizing your case.
Avoid
Avoid accepting a first settlement offer from an insurance company because they might claim to be making a final offer or
you might feel pressured to do so. Always push for a fair settlement; if you accept too little or demand too much, your chances of getting a fair settlement may be
ruined.
The Right Time to Hire a Lawyer.
You need to hire an accident lawyer if you were
seriously hurt or lost a loved one in an accident. Most insurance companies tend to treat clients who hire accident attorneys more seriously than clients who represent themselves. This is a
simple fact because insurance companies assume
that if you're trying to settle the case without an attorney, you're either desperate or willing to accept
a low settlement. Working with a lawyer is especially
crucial if you're going to be out of work for an extended period of time. Remember that lost wages are
a factor in determining a final settlement; they may include
future wages as well as those you lost immediately following the accident. Accident victims should think about working with a lawyer if they believe their insurance company is not treating them fairly, if they sustain serious injuries like broken bones
or are simply unsure how to proceed with
filing an accident claim. We understand
that the expense of bringing a personal injury claim is
a concern for you, which is why at the Law Offices of
Ronald A. Ramos, if we are unable to secure
compensation for your injuries, you are under no obligation to pay us anything.
We offer a free consultation. Call (210) 308-8811 right
away to speak with one of our representatives about how we can help you get the compensation you
deserve.
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